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Title 36. Insurance

Oklahoma Statutes Citationized
  Title 36. Insurance
    Chapter 1 - Insurance Code
        Article Article 36 - Insurance Contracts
        Section 3636 - Uninsured Motorist Coverage
 Cite as: O.S. §, __ __

A. No policy insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership, maintenance or use of a motor vehicle shall be issued, delivered, renewed, or extended in this state with respect to a motor vehicle registered or principally garaged in this state unless the policy includes the coverage described in subsection B of this section.

B. The policy referred to in subsection A of this section shall provide coverage therein or supplemental thereto for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles and hit-and-run motor vehicles because of bodily injury, sickness or disease, including death resulting therefrom. Coverage shall be not less than the amounts or limits prescribed for bodily injury or death for a policy meeting the requirements of Section 7-204 of Title 47 of the Oklahoma Statutes, as the same may be hereafter amended; provided, however, that increased limits of liability shall be offered and purchased if desired, not to exceed the limits provided in the policy of bodily injury liability of the insured. Policies issued, renewed or reinstated after November 1, 2014, shall not be subject to stacking or aggregation of limits unless expressly provided for by an insurance carrier. The uninsured motorist coverage shall be upon a form approved by the Insurance Commissioner as otherwise provided in the Insurance Code and may provide that the parties to the contract shall, upon demand of either, submit their differences to arbitration; provided, that if agreement by arbitration is not reached within three (3) months from date of demand, the insured may sue the tort-feasor.

C. For the purposes of this coverage the term "uninsured motor vehicle" shall include an insured motor vehicle where the liability insurer thereof is unable to make payment with respect to the legal liability of its insured within the limits specified therein because of insolvency. For the purposes of this coverage the term "uninsured motor vehicle" shall also include an insured motor vehicle, the liability limits of which are less than the amount of the claim of the person or persons making such claim, regardless of the amount of coverage of either of the parties in relation to each other.

D. An insurer's insolvency protection shall be applicable only to accidents occurring during a policy period in which its insured's uninsured motorist coverage is in effect where the liability insurer of the tort-feasor becomes insolvent within one (1) year after such an accident. Nothing herein contained shall be construed to prevent any insurer from according insolvency protection under terms and conditions more favorable to its insured than is provided hereunder.

E. For purposes of this section, there is no coverage for any insured while occupying a motor vehicle owned by, or furnished or available for the regular use of the named insured, a resident spouse of the named insured, or a resident relative of the named insured, if such motor vehicle is not insured by a motor vehicle insurance policy.

F. In the event of payment to any person under the coverage required by this section and subject to the terms and conditions of such coverage, the insurer making such payment shall, to the extent thereof, be entitled to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of such person against any person or organization legally responsible for the bodily injury for which such payment is made, including the proceeds recoverable from the assets of the insolvent insurer. Provided, however, with respect to payments made by reason of the coverage described in subsection C of this section, the insurer making such payment shall not be entitled to any right of recovery against such tort-feasor in excess of the proceeds recovered from the assets of the insolvent insurer of said tort-feasor. Provided further, that any payment made by the insured tort-feasor shall not reduce or be a credit against the total liability limits as provided in the insured's own uninsured motorist coverage. Provided further, that if a tentative agreement to settle for liability limits has been reached with an insured tort-feasor, written notice shall be given by certified mail to the uninsured motorist coverage insurer by its insured. Such written notice shall include:

1. Written documentation of pecuniary losses incurred, including copies of all medical bills; and

2. Written authorization or a court order to obtain reports from all employers and medical providers. Within sixty (60) days of receipt of this written notice, the uninsured motorist coverage insurer may substitute its payment to the insured for the tentative settlement amount. The uninsured motorist coverage insurer shall then be entitled to the insured's right of recovery to the extent of such payment and any settlement under the uninsured motorist coverage. If the uninsured motorist coverage insurer fails to pay the insured the amount of the tentative tort settlement within sixty (60) days, the uninsured motorist coverage insurer has no right to the proceeds of any settlement or judgment, as provided herein, for any amount paid under the uninsured motorist coverage.

G. A named insured or applicant shall have the right to reject uninsured motorist coverage in writing. The form signed by the insured or applicant which initially rejects coverage or selects lower limits shall remain valid for the life of the policy and the completion of a new selection form shall not be required when a renewal, reinstatement, substitute, replacement, or amended policy is issued to the same-named insured by the same insurer or any of its affiliates. Any changes to an existing policy, regardless of whether these changes create new coverage, do not create a new policy and do not require the completion of a new form.

After selection of limits, rejection, or exercise of the option not to purchase uninsured motorist coverage by a named insured or applicant for insurance, the insurer shall not be required to notify any insured in any renewal, reinstatement, substitute, amended or replacement policy as to the availability of such uninsured motorist coverage or such optional limits. Such selection, rejection, or exercise of the option not to purchase uninsured motorist coverage by a named insured or an applicant shall be valid for all insureds under the policy and shall continue until a named insured requests in writing that the uninsured motorist coverage be added to an existing or future policy of insurance.

H. The following are effective on forms required on or after April 1, 2005. The offer of the coverage required by subsection B of this section shall be in the following form which shall be filed with and approved by the Insurance Commissioner. The form shall be provided to the proposed insured in writing separately from the application and shall read substantially as follows:

OKLAHOMA UNINSURED MOTORIST COVERAGE LAW

Oklahoma law gives you the right to buy Uninsured Motorist coverage in the same amount as your bodily injury liability coverage. THE LAW REQUIRES US TO ADVISE YOU OF THIS VALUABLE RIGHT FOR THE PROTECTION OF YOU, MEMBERS OF YOUR FAMILY, AND OTHER PEOPLE WHO MAY BE HURT WHILE RIDING IN YOUR INSURED VEHICLE. YOU SHOULD SERIOUSLY CONSIDER BUYING THIS COVERAGE IN THE SAME AMOUNT AS YOUR LIABILITY INSURANCE COVERAGE LIMIT.

Uninsured Motorist coverage, unless otherwise provided in your policy, pays for bodily injury damages to you, members of your family who live with you, and other people riding in your car who are injured by: (1) an uninsured motorist, (2) a hit-and-run motorist, or (3) an insured motorist who does not have enough liability insurance to pay for bodily injury damages to any insured person. Uninsured Motorist coverage, unless otherwise provided in your policy, protects you and family members who live with you while riding in any vehicle or while a pedestrian. THE COST OF THIS COVERAGE IS SMALL COMPARED WITH THE BENEFITS!

You may make one of four choices about Uninsured Motorist Coverage by indicating below what Uninsured Motorist coverage you want:

____ I want the same amount of Uninsured Motorist coverage as my bodily injury liability coverage.

____ I want minimum Uninsured Motorist coverage $25,000.00 per person/$50,000.00 per occurrence.

____ I want Uninsured Motorist coverage in the following amount:

$______________ per person/$_________________ per occurrence.

____ I want to reject Uninsured Motorist coverage.

_________________________

Proposed Insured

THIS FORM IS NOT A PART OF YOUR POLICY AND DOES NOT PROVIDE COVERAGE.

I. The Insurance Commissioner shall approve a deviation from the form described in subsection H of this section if the form includes substantially the same information.

J. A change in the bodily injury liability coverage due to a change in the amount or limits prescribed for bodily injury or death by a policy meeting the requirements of Section 7-204 of Title 47 of the Oklahoma Statutes shall not be considered an amendment of the bodily injury liability coverage and shall not require the completion of a new form.

K. On the first renewal on or after April 1, 2005, the insurer shall change the Uninsured Motorist coverage limits to $25,000.00 per person/$50,000.00 per occurrence and charge the corresponding premium for existing policyholders who have selected Uninsured Motorist coverage limits less than $25,000.00 per person/$50,000.00 per occurrence. At the first renewal on or after April 1, 2005, the insurer shall provide existing policyholders who have selected Uninsured Motorist coverage limits less than $25,000.00 per person/$50,000.00 per occurrence a notice of the change of their Uninsured Motorist coverage limits and that notice shall state how such policyholders may reject Uninsured Motorist coverage limits or select Uninsured Motorist coverage with limits higher than $25,000.00 per person/$50,000.00 per occurrence. No notice shall be required to existing policyholders who have rejected Uninsured Motorist coverage or have selected Uninsured Motorist coverage limits equal to or greater than $25,000.00 per person/$50,000.00 per occurrence. For purposes of this subsection an existing policyholder is a policyholder who purchased a policy from the insurer before April 1, 2005, and such policy renews on or after April 1, 2005.

Historical Data

Laws 1968, HB 802, c. 106, § 2, emerg. eff. July 1, 1968; Amended by Laws 1976, HB 1198, c. 28, § 1, emerg. eff. March 16, 1976; Amended by Laws 1979, SB 297, c. 178, § 1, emerg. eff. May 16, 1979; Amended by Laws 1989, SB 182, c. 98, § 1, eff. November 1, 1989; Amended by Laws 1990, HB 2052, c. 297, § 4, eff. September 1, 1990; Amended by Laws 1994, SB 772, c. 294, § 5, eff. September 1, 1994; Amended by Laws 2001, HB 1801, c. 209, § 1, eff. November 1, 2001; Amended by Laws 2001, HB 1341, c. 363, § 18, emerg. eff. July 1, 2001 (superseded document available); Amended by Laws 2004, HB 2470, c. 519, § 25, eff. November 1, 2004 (superseded document available); Amended by Laws 2009, SB 533, c. 7, § 1, eff. November 1, 2009; Amended by Laws 2009, SB 1022, c. 176, § 31, eff. November 1, 2009 (superseded document available); Amended by Laws 2014, SB 991, c. 307, § 1, eff. November 1, 2014 (superseded document available).

Citationizer® Summary of Documents Citing This Document
Cite Name Level
Oklahoma Attorney General's Opinions
 CiteNameLevel
 2007 OK AG 41, Question Submitted by: Kevin A. Easley, Chief Executive Officer, Grand River Dam AuthorityCited
Oklahoma Court of Civil Appeals Cases
 CiteNameLevel
 1987 OK CIV APP 72, 753 P.2d 935, 58 OBJ 2701, Prideaux v. Allstate Ins. Co.Discussed at Length
 1989 OK CIV APP 92, 790 P.2d 1121, 61 OBJ 1354, Roberts v. Mid-Continent Cas. Co.Discussed at Length
 1989 OK CIV APP 75, 783 P.2d 500, 61 OBJ 40, Stucky v. LongDiscussed at Length
 1990 OK CIV APP 85, 800 P.2d 747, 61 OBJ 3143, Mellenberger v. SweeneyDiscussed
 1990 OK CIV APP 100, 805 P.2d 689, 61 OBJ 2986, Marshall v. Allstate Ins. Co.Cited
 1991 OK CIV APP 124, 821 P.2d 1077, 63 OBJ 127, Rose v. State Farm Mut. Auto. Ins. Co.Cited
 1991 OK CIV APP 131, 823 P.2d 953, 63 OBJ 395, White v. Equity Fire & Cas. Co.Discussed at Length
 1992 OK CIV APP 42, 839 P.2d 206, 63 OBJ 3233, Hardin v. Prudential Property and Cas. Co.Discussed at Length
 1992 OK CIV APP 106, 838 P.2d 535, 63 OBJ 3046, Lewis v. State Farm Mut. Auto. Ins. Co.Discussed at Length
 1992 OK CIV APP 171, 852 P.2d 780, 64 OBJ 1584, Davis v. Equity Fire & Cas. Co.Cited
 1993 OK CIV APP 27, 848 P.2d 70, 64 OBJ 1079, Phillips v. State Farm Mut. Auto. Ins. Co.Cited
 1993 OK CIV APP 93, 856 P.2d 1013, 64 OBJ 2506, Roby v. BaileyDiscussed
 1993 OK CIV APP 168, 869 P.2d 852, 65 OBJ 901, Barnes v. Oklahoma Farm Bureau Mut. Ins. Co.Discussed at Length
 1993 OK CIV APP 193, 867 P.2d 485, 65 OBJ 575, Estate of Williams by Williams v. Preferred Risk Group Ins. Co.Discussed
 1994 OK CIV APP 24, 874 P.2d 65, 65 OBJ 1659, Vincent v. Tri-State Ins. Co.Cited
 1994 OK CIV APP 62, 877 P.2d 1175, 65 OBJ 2728, Coker v. Allstate Ins. Co.Cited
 1994 OK CIV APP 148, 889 P.2d 1258, 66 OBJ 623, Wickham v. Equity Fire and Cas. Co.Cited
 1994 OK CIV APP 151, 889 P.2d 1262, 66 OBJ 500, Perkins v. Hartford Underwriters Ins. Co.Discussed at Length
 1994 OK CIV APP 64, 908 P.2d 812, 66 OBJ 4036, Assalone v. Hartford Acc. & Indem. Co.Discussed
 1974 OK CIV APP 14, 521 P.2d 884, BILES v. HARRISCited
 1974 OK CIV APP 15, 521 P.2d 890, BILES v. STATE FARM MUTUAL AUTOMOBILE INS. CO.Discussed
 1995 OK CIV APP 50, 896 P.2d 1195, 66 OBJ 1931, Burwell v. Oklahoma Farm Bureau Mut. Ins. Co.Discussed at Length
 2002 OK CIV APP 126, 61 P.3d 912, HARTFORD INSURANCE COMPANY v. DYERDiscussed
 2003 OK CIV APP 10, 63 P.3d 552, LONDON v. FARMERS INSURANCE CO., INC.Discussed at Length
 2003 OK CIV APP 46, 69 P.3d 1216, MID-CONTINENT GROUP v. HENRYDiscussed
 1995 OK CIV APP 102, 902 P.2d 83, 66 OBJ 2704, Boyer v. Oklahoma Farm Bureau Mut. Ins. Co.Discussed at Length
 1995 OK CIV APP 113, 904 P.2d 159, 66 OBJ 3331, Forbes v. Shelter Mut. Ins. Co.Discussed at Length
 2003 OK CIV APP 85, 77 P.3d 612, BURGESS v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYCited
 1995 OK CIV APP 125, 912 P.2d 897, 67 OBJ 957, Crownover v. State Farm Mut. Auto. Ins. Co.Cited
 1995 OK CIV APP 143, 915 P.2d 389, 67 OBJ 1452, Hefley v. HefleyCited
 2004 OK CIV APP 82, 99 P.3d 1219, DODD v. ALLSTATE INSURANCE COMPANYDiscussed
 2005 OK CIV APP 9, 106 P.3d 604, STRONG v. HANOVER INSURANCE COMPANYDiscussed at Length
 2005 OK CIV APP 23, 110 P.3d 86, AMEEN v. PRUDENTIAL PROPERTY AND CASUALTY INSURANCE CO.Discussed at Length
 2006 OK CIV APP 19, 131 P.3d 712, LAMFU v. GUIDEONE INSURANCE CO.Discussed at Length
 2006 OK CIV APP 104, 143 P.3d 235, GIBBS v. GEICO GENERAL INSURANCE CO.Cited
 2008 OK CIV APP 41, 183 P.3d 175, NATIONAL AMERICAN INSURANCE CO. v. VALLIONCited
 2009 OK CIV APP 93, 227 P.3d 1107, GREGG v. LE MARS INSURANCE CO.Discussed
 2010 OK CIV APP 8, 231 P.3d 691, PORTER v. STATE FARM MUTUAL AUTOMOBILE INSURANCE CO.Discussed at Length
 2010 OK CIV APP 37, 231 P.3d 790, TRADERS INSURANCE COMPANY v. JOHNSONCited
 1996 OK CIV APP 25, 928 P.2d 322, 67 OBJ 3574, O'Brien v. Dorrough,Discussed at Length
 1996 OK CIV APP 53, 924 P.2d 798, 67 OBJ 3057, Farmers Ins. Co., Inc. v. Estate of Stark,Discussed at Length
 2010 OK CIV APP 99, 241 P.3d 285, BEERS v. HILLORYDiscussed
 1996 OK CIV APP 109, 929 P.2d 296, 67 OBJ 3653, Weatherly v. Flournoy,Discussed at Length
 1996 OK CIV APP 130, 928 P.2d 971, 67 OBJ 3767, Robinson v. Geico General Ins. Co. ,Cited
 2012 OK CIV APP 98, 288 P.3d 270, DAVIS v. PROGRESSIVE NORTHERN INSURANCE CO.Discussed at Length
 2015 OK CIV APP 63, 353 P.3d 553, FORD v. GARYDiscussed at Length
 2020 OK CIV APP 22, 466 P.3d 628, MADRID v. STATE FARM MUTUAL AUTOMOBILE INSURANCE CO.Discussed at Length
 1980 OK CIV APP 29, 619 P.2d 1269, McKinley v. Prudential Property and Cas. Ins. Co.Discussed
 1996 OK CIV APP 158, 935 P.2d 1182, 68 OBJ 1302, CARLOS v. STATE FARM MUTUAL AUTOMOBILE INS. CO.Discussed at Length
 1997 OK CIV APP 38, 943 P.2d 1102, 68 OBJ 2717, CRAWFORD v. STOKESCited
 1984 OK CIV APP 55, 704 P.2d 94, Bill Hodges Truck Co., Inc. v. HumphreyDiscussed
Oklahoma Supreme Court Cases
 CiteNameLevel
 1986 OK 78, 731 P.2d 406, 57 OBJ 3019, Moser v. Liberty Mut. Ins. Co.Discussed at Length
 1987 OK 59, 739 P.2d 519, 58 OBJ 1976, Rogers v. GoadDiscussed
 1987 OK 72, 742 P.2d 1107, 58 OBJ 2305, Barfield v. BarfieldDiscussed at Length
 1987 OK 111, 746 P.2d 673, Beauchamp By and Through Beauchamp v. Southwestern Nat. Ins. Co.Discussed at Length
 1987 OK 121, 747 P.2d 947, 58 OBJ 3434, Equity Mut. Ins. Co. v. Spring Valley Wholesale Nursery, Inc.Cited
 1988 OK 51, 756 P.2d 6, Nunn v. StewartDiscussed
 1988 OK 53, 770 P.2d 878, 59 OBJ 1234, Silver v. SlusherDiscussed at Length
 1988 OK 58, 761 P.2d 460, 59 OBJ 1280, Mann By and Through Mann v. Farmers Ins. Co., Inc.Discussed at Length
 1988 OK 85, 764 P.2d 1331, 59 OBJ 2646, Moon v. Guarantee Ins. Co.Discussed at Length
 1989 OK 107, 777 P.2d 932, 60 OBJ 1737, Hulsey v. Mid-America Preferred Ins. Co.Discussed at Length
 1989 OK 110, 777 P.2d 941, 60 OBJ 1781, State Farm Auto. Ins. Co. v. GreerDiscussed at Length
 1989 OK 117, 776 P.2d 847, 60 OBJ 1618, Welch v. ArmerDiscussed at Length
 1989 OK 167, 791 P.2d 813, Plaster v. State Farm Mut. Auto. Ins. Co., Inc.Discussed at Length
 1989 OK 137, 782 P.2d 1379, 60 OBJ 2551, Daigle v. HamiltonCited
 1989 OK 159, 784 P.2d 67, 60 OBJ 3123, Cofer v. MortonDiscussed at Length
 1990 OK 32, 789 P.2d 1318, 61 OBJ 875, Niemeyer v. U.S. Fidelity and Guar. Co.Discussed at Length
 1990 OK 127, 803 P.2d 1124, 61 OBJ 3204, Willard v. KelleyDiscussed at Length
 1990 OK 129, 803 P.2d 688, 61 OBJ 3197, Safeco Ins. Co. of America v. SandersDiscussed at Length
 1991 OK 64, 820 P.2d 787, 62 OBJ 2093, Bohannan v. Allstate Ins. Co.Discussed at Length
 1991 OK 84, 816 P.2d 1135, 62 OBJ 2641, Sexton v. Continental Cas. Co.Cited
 1991 OK 127, 824 P.2d 1105, 62 OBJ 3671, Buzzard v. Farmers Ins. Co., Inc.Discussed at Length
 1992 OK 113, 836 P.2d 1294, 63 OBJ 2116, Robertson v. U.S. Fidelity & Guar. Co.Discussed
 1993 OK 30, 849 P.2d 397, 64 OBJ 999, Starrett v. Oklahoma Farmers Union Mut. Ins. Co.Cited
 1993 OK 32, 849 P.2d 407, 64 OBJ 995, Torres v. Kansas City Fire and Marine Ins. Co.Discussed
 1993 OK 102, 857 P.2d 65, 64 OBJ 2335, Littlefield v. State Farm Fire and Cas. Co.Discussed
 2001 OK 15, 39 P.3d 765, 72 OBJ 562, HARTLINE v. HARTLINECited
 1994 OK 5, 867 P.2d 1260, 65 OBJ 288, Smith v. Shelter Mutual Insurance Co.Cited
 1994 OK 52, 875 P.2d 424, 65 OBJ 1854, Thomas v. National Automobile and Casualty Insurance Co.Cited
 1994 OK 72, 877 P.2d 1113, 65 OBJ 2148, Carney v. State Farm Mut. Auto. Ins. Co.Discussed at Length
 1994 OK 54, 880 P.2d 877, 65 OBJ 1837, Nation v. State Farm Insurance Co.Cited
 1994 OK 120, 885 P.2d 1343, 65 OBJ 3684, McSorley v. Hertz Corp.Discussed at Length
 1994 OK 133, 886 P.2d 481, 65 OBJ 4045, Tuller v. ShallcrossDiscussed
 1994 OK 79, 918 P.2d 1363, 65 OBJ 2222, Ouellette v. State Farm Mut. Auto. Ins. Co.Cited
 1997 OK 67, 944 P.2d 288, 68 OBJ 1864, Mayer v. State FarmDiscussed at Length
 1997 OK 104, 943 P.2d 617, 68 OBJ 2535, KINDER v. OKLA. FARMERS UNIONDiscussed
 1997 OK 106, 943 P.2d 614, 68 OBJ 2540, BOERSTLER v. HOOVERDiscussed at Length
 2001 OK 38, 22 P.3d 1215, 72 OBJ 1197, GATES v. ELLERDiscussed at Length
 1995 OK 63, 905 P.2d 753, 66 OBJ 2032, Kratz v. KratzDiscussed
 1995 OK 97, 904 P.2d 83, 66 OBJ 3052, Gay v. Hartford Underwriters Ins. Co.Cited
 1995 OK 120, 905 P.2d 800, 66 OBJ 3571, Withrow v. PickardDiscussed at Length
 1995 OK 139, 910 P.2d 991, 66 OBJ 3902, Breakfield v. Oklahoma Farmers Union Mutual Insurance Co.Cited
 1974 OK 35, 520 P.2d 662, HIGH v. SOUTHWESTERN INSURANCE COMPANYCited
 2002 OK 95, 61 P.3d 225, GRAHAM v. TRAVELERS INSURANCE COMPANYDiscussed at Length
 2003 OK 97, 81 P.3d 643, PLY v. NATIONAL UNION FIRE INSURANCE COMPANYDiscussed at Length
 2004 OK 25, 94 P.3d 25, BARNES v. OKLA. FARM BUREAU MUTUAL INSURANCE CO.Cited
 2005 OK 35, 114 P.3d 448, SPEARS v. GLENS FALLS INSURANCE COMPANYDiscussed at Length
 2005 OK 40, 115 P.3d 856, GEICO GENERAL INSURANCE CO. v. NORTHWESTERN PACIFIC INDEMNITY CO.Discussed at Length
 1996 OK 25, 912 P.2d 845, 67 OBJ 795, Byus v. Mid-Century Ins. Co.Discussed at Length
 1996 OK 52, 918 P.2d 43, 67 OBJ 1262, May v. National Union Fire Insurance Co.Discussed at Length
 1996 OK 55, 918 P.2d 49, 67 OBJ 1434, Martin v. Hartford Underwriters Insurance Co.Cited
 2007 OK 16, 157 P.3d 117, BROWN v. PATELCited
 1996 OK 86, 925 P.2d 20, 67 OBJ 2338, Brashier v. Farmers Insurance Co., Inc.,Cited
 1996 OK 89, 927 P.2d 538, 67 OBJ 2314, Pentz v. DavisDiscussed at Length
 1996 OK 98, 925 P.2d 533, 67 OBJ 2790, Mustain v. U.S. Fidelity and Guar. Co.,Discussed at Length
 2009 OK 28, 209 P.3d 309, BERNAL v. CHARTER COUNTY MUTUAL INSURANCE CO.Discussed at Length
 2009 OK 38, 221 P.3d 717, BALL v. WILSHIRE INSURANCE CO.Discussed at Length
 2010 OK 35, 240 P.3d 661, MORRIS v. AMERICA FIRST INSURANCE COMPANYDiscussed at Length
 1975 OK 87, 536 P.2d 920, ASSOCIATED INDEMNITY CORPORATION v. CANNONCited
 1975 OK 155, 543 P.2d 1384, SIMMONS v. HARTFORD ACCIDENT & INDEMNITY COMPANYDiscussed at Length
 1976 OK 86, 553 P.2d 153, KEEL v. MFA INSURANCE COMPANYDiscussed
 1976 OK 87, 553 P.2d 160, KEEL v. MFA MUTUAL INSURANCE COMPANYCited
 1976 OK 137, 555 P.2d 1037, COTHREN v. EMCASCO INSURANCE COMPANYDiscussed
 1977 OK 150, 568 P.2d 629, HICKS v. STATE FARM MUT. AUTO. INS. CO.Discussed at Length
 1977 OK 135, 569 P.2d 430, BIGGS v. STATE FARM MUT. AUTO. INS. CO.Cited
 1980 OK 66, 610 P.2d 785, MFA Ins. Co. v. HankinsDiscussed at Length
 1979 OK 23, 592 P.2d 519, MID-CONTINENT CAS. CO. v. THEUSCited
 2017 OK 11, 391 P.3d 105, FALCONE v. LIBERTY MUTUAL INSURANCE CO.Cited
 2017 OK 80, 412 P.3d 1141, RAYMOND v. TAYLORDiscussed at Length
 2019 OK 28, 441 P.3d 1107, BEASON v. I. E. MILLER SERVICES, INC.Cited
 1980 OK 157, 619 P.2d 594, Richardson v. Allstate Ins. Co.Cited
 2020 OK 105, 478 P.3d 415, THURSTON v. STATE FARM MUTUAL AUTOMOBILE INSUR. CO.Discussed at Length
 2021 OK 40, 494 P.3d 345, LANE v. PROGRESSIVE NORTHERN INSURANCE CO.Discussed at Length
 2000 OK 10, 2 P.3d 888, 71 OBJ 495, Wille v. GEICO Casualty Co.Discussed
 2022 OK 45, 512 P.3d 345, COATES v. PROGRESSIVE DIRECT INSURANCE CO.Discussed at Length
 2024 OK 34, 549 P.3d 1213, ANAYA-SMITH v. FEDERATED MUTUAL INSURANCE CO.Discussed at Length
 1981 OK 153, 637 P.2d 1251, Aetna Cas. and Sur. Co. v. State Bd. for Property and Cas. RatesDiscussed
 1982 OK 23, 643 P.2d 302, Porter v. MFA Mut. Ins. Co.Discussed at Length
 1982 OK 73, 646 P.2d 1278, Tidmore v. FullmanDiscussed at Length
 1982 OK 98, 657 P.2d 643, Lake v. WrightDiscussed at Length
 1982 OK 128, 653 P.2d 931, Chambers v. WalkerDiscussed at Length
 1999 OK 51, 981 P.2d 1262, 70 OBJ 1813, Simpson v. Farmers Insurance Co., Inc.Cited
 1983 OK 41, 662 P.2d 681, Uptegraft v. Home Ins. Co.Discussed at Length
 1983 OK 51, 663 P.2d 730, Heavner v. Farmers Ins. Co.Discussed at Length
 1983 OK 103, 678 P.2d 250, Shepard v. Farmers Ins. Co., Inc.Discussed at Length
 1984 OK 55, 684 P.2d 1195, Brown v. United Services Auto. Ass'nDiscussed at Length
 1984 OK 84, 695 P.2d 1340, Babcock v. AdkinsCited
 1985 OK 25, 698 P.2d 17, Frey v. Independence Fire and Cas. Co.Discussed
 1985 OK 45, 711 P.2d 72, Karlson v. City of Oklahoma CityDiscussed at Length
 1985 OK 75, 708 P.2d 581, State Farm Mut. Auto. Ins. Co. v. WendtDiscussed at Length
Title 47. Motor Vehicles
 CiteNameLevel
 47 O.S. 1025, Insurance Requirements - Proof of CoverageDiscussed
Citationizer: Table of Authority
Cite Name Level
Title 36. Insurance
 CiteNameLevel
 36 O.S. 3636, Uninsured Motorist CoverageCited
 36 O.S. 3636, Uninsured Motorist CoverageCited
 36 O.S. 3636, Uninsured Motorist CoverageCited