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Title 24. Debtor and Creditor 
 (STOKST24)
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Chapter 1 - In General

§ 1. Definition of Debtor

§ 2. Definition of Creditor

§ 3. Contract of Debtor Valid in Absence of Fraud

§ 4. Right to Resort to Several Funds to Satisfy Claim

§ 5. Repealed

§ 6. Repealed

§ 7. Repealed

§ 8. Repealed

§ 9. Repealed

§ 10. Repealed

§ 11. Right to Preferences

§ 12. When Debtor Fraudulently Contracts Debts - When Due

§ 13. Credit Life Insurance Policies - Copy to Insured - Liability to Reduce with Unpaid Balance of Loan

§ 14. Violation and Penalties

§ 15. Debt Pooling Prohibited

§ 16. Debt Pooling Defined

§ 17. Punishment

§ 18. Exception to Act

Chapter 2 - Assignments for the Benefit of Creditors

§ 31. Assignment of Property Allowable, When - Preference - Effect

§ 32. Definition of Insolvency

§ 33. Provision for Subsisting Liability

§ 34. Assignments for Benefit of Creditors Void in Certain Cases

§ 35. Requirements that Assignment Be Written, Signed, Acknowledged, Proved and Certified

§ 36. Assignment for Benefit of Creditors Void Unless Provisions of Sections are Complied with

§ 37. Assignee Rights

§ 38. Making and Filing of Full and True Inventory - Necessity and Requisites

§ 39. Affidavit Verifying Inventory

§ 40. Assignment for Benefit of Creditors - Place of Filing - Nonresidents

§ 41. Assignment Executed by More than One Assignor - Record - Filing - Nonresidents

§ 42. Failure to Record within Time Specified - Effect

§ 43. Assignment Embracing Real Property

§ 44. Assignees Bond

§ 45. Beginning of Authority of Assignee

§ 46. Assignee Accounting - Judge Supervision - Removal or Discharge - Bankruptcy Proceedings

§ 47. Property Exempt from Execution and Life Insurances of Assignor Do not Pass - Exception

§ 48. Commissions of Assignee

§ 49. Good Faith Protects Assignee from Liability

§ 50. Cancellation or Modification of Assignment with Consent of Every Affected Creditor

Chapter 3 - Bulk Sales

§ 71. Repealed

§ 72. Repealed

§ 73. Repealed

§ 74. Repealed

Chapter 4 - Credit Ratings

§ 81. Furnishing of Financial or Credit Rating

§ 82. Copy of Opinion Mailed to Person about whom Opinion Is Given

§ 83. Penalty and Damages for Introducing False Credit Information or False Rating

§ 84. Upon Demand Person Rated May See Rate Book - Penalty

§ 85. Credit Statement that Is False

§ 86. Contents of Credit Report or Rating

Chapter 5 - Sending Claims Out of State

§ 91. Repealed

§ 92. Repealed

§ 93. Repealed

Chapter 6 - Uniform Fraudulent Conveyance Act

§ 101. Repealed

§ 102. Repealed

§ 103. Repealed

§ 104. Repealed

§ 105. Repealed

§ 106. Repealed

§ 107. Repealed

§ 108. Repealed

§ 109. Repealed

§ 111. Repealed

Chapter 7 - Uniform Fraudulent Transfer Act

§ 112. Short Title

§ 113. Definitions

§ 114. Determinations of Insolvency - Different Tests

§ 115. Definition of Value

§ 116. Fraudulent Transfers to Creditors - Actual Intent

§ 117. Fraudulent Transfer to Creditor Whose Claim Arose Before Transfer Was Made or Obligation Was Incurred

§ 118. Transfers

§ 119. Remedies of Creditor

§ 120. Voidable and Nonvoidable Transfers - Remedies and Limitations of Creditors

§ 121. When Action Has Limitations

§ 122. Principles that Supplement Provisions of Uniform Fraudulent Transfer Act

§ 123. Act Applied and Construed to Effectuate Its General Purpose

Chapter 8 - Credit Services Organization Act

§ 131. Short Title

§ 132. Definitions

§ 133. Restrictions on Individuals or Organizations that Sell Services of Credit Services Organizations

§ 134. Exemption from Obtaining Surety Bond and Establishing Trust Accounts - Responsibility for Acts of Employees or Agents

§ 135. Written Statement of Information

§ 136. Contents of Information Statement

§ 137. Requirements of Contracts Between Buyer and Credit Services Organization - Contents - Form for Notice of Cancellation - Copies

§ 138. Waivers Void and in Violation of Act - Burden of Proving Exemption or Exception from Definition - Violations and Jurisdiction - Enforcement of Rights

§ 139. Action for Recovery of Damages - Remedies

§ 140. Administration and Promulgation of Rules and Regulations

§ 141. Requirement of License to Engage in Business as Credit Service Organization

§ 142. Application for Credit Service Organization License - Resident Agent

§ 143. Investigation of Administrator - Investigation Fee - Issuance or Denial of License - Additional Fees

§ 144. Statement and Display of Licenses - Issuance of More than One License - Term - Annual Fee - Late Fee

§ 145. Appointment and Authority of Independent Hearing Officer - Administrator May Suspend or Revoke License upon Certain Findings - Civil Penalties

§ 146. Examination and Inquiry into Books and Records

§ 147. Clear and Accurate Disclosures to Consumer - Applicability - Credit Histories - Fees

§ 148. Consumer Report Request

Chapter 9 - Oklahoma Consumer Report Security Freeze Act

§ 149. Short Title

§ 150. Definitions

§ 151. Consumer Request - Agency Process - Notice - Notice of Process

§ 152. Requests to Temporarily Lift Freeze - Time for Compliance - Request Procedures

§ 153. Lifting a Freeze - Third Party Requests

§ 154. Consumer Lifting Freeze - Proper Identification Required

§ 155. Exceptions

§ 156. Fees - Fee Exceptions - Written Notice of Changes - Exceptions

§ 157. Entities Not Required to Place Freeze

§ 158. Notice to be Included in Summary of Rights

§ 159. Failure to Comply - Liability - Remedies - Other Violations - Frivolous and Bad Faith Filings

Chapter 10 - Security Breach Notification Act

§ 161. Short Title

§ 162. Definitions

§ 163. Breach of Security - Notice to Individuals, to Attorney General - Exception - Confidential

§ 164. Compliance

§ 165. Enforcement - Authority to Bring Action - Affirmative Defense

§ 166. Application of Act

Chapter 11 - Oklahoma Student Borrower’s Bill of Rights Act

§ 170. Short Title

§ 171. Definitions

§ 172. Duties - Attorney General and Student Loan Servicers