OSCN Found Document:Furnishing of Proof of Loss Forms - Submitting Written Offer of Settlement or Rejection of Claim to Insured
Title 36. Insurance

Oklahoma Statutes Citationized
  Title 36. Insurance
    Chapter 1 - Insurance Code
        Article Article 36 - Insurance Contracts
        Section 3629 - Furnishing of Proof of Loss Forms - Submitting Written Offer of Settlement or Rejection of Claim to Insured
Cite as: 36 O.S. § 3629 (OSCN 2026)


A. An insurer shall furnish, upon written request of any insured claiming to have a loss under an insurance contract issued by such insurer, forms of proof of loss for completion by such person, but such insurer shall not, by reason of the requirement so to furnish forms, have any responsibility for or with reference to the completion of such proof or the manner of any such completion or attempted completion.

B. It shall be the duty of the insurer, receiving a proof of loss, to submit a written offer of settlement or rejection of the claim to the insured within sixty (60) days of receipt of that proof of loss. Upon a judgment rendered to either party, costs and attorney fees shall be allowable to the prevailing party. For purposes of this section, the prevailing party is the insurer in those cases where judgment does not exceed written offer of settlement. In all other judgments the insured shall be the prevailing party. If the insured is the prevailing party, the court in rendering judgment shall add interest on the verdict at the rate of fifteen percent (15%) per year from the date the loss was payable pursuant to the provisions of the contract to the date of the verdict. This provision shall not apply to uninsured motorist coverage.

Historical Data


Laws 1957, HB 501, p. 370, § 3629, emerg. eff. July 1, 1957; Amenedd by Laws 1977, HB 1287, c. 133, § 1, eff. October 1, 1977; Amended by Laws 1985, HB 1184, c. 79, § 1, eff. November 1, 1985; Amended by Laws 2018, SB 1485, c. 95, § 8, eff. November 1, 2018 (superseded document available).

Citationizer® Summary of Documents Citing This Document
Cite Name Level
 1999 10CIR 1070, 182 F.3d 933, TAYLOR v. STATE FARM FIRE AND CASUALTY COMPANYDiscussed at Length
Oklahoma Court of Civil Appeals Cases
 CiteNameLevel
 1990 OK CIV APP 89, 804 P.2d 463, 62 OBJ 477, City Nat. Bank and Trust Co. v. Jackson Nat. Life Ins.Cited
 1992 OK CIV APP 168, 852 P.2d 768, 64 OBJ 1598, Alsobrook v. National Travelers Life Ins. Co.Discussed
 1994 OK CIV APP 95, 882 P.2d 580, 65 OBJ 3360, Banks v. Cimarron Ins. Co. Inc.Cited
 2002 OK CIV APP 78, 52 P.3d 1043, FEDERATED RURAL ELECTRIC INS. CORP. v. WILLIAMSCited
 2003 OK CIV APP 41, 69 P.3d 1206, CALES v. LE MARS MUTUAL INSURANCE COMPANYCited
 2003 OK CIV APP 62, 77 P.3d 1090, PETERS v. AMERICAN INCOME LIFE INSURANCE COMPANYDiscussed
 1995 OK CIV APP 128, 907 P.2d 1105, 66 OBJ 3787, Williams v. Old American Ins. Co.Discussed
 2005 OK CIV APP 44, 116 P.3d 206, ASSOC. OF COUNTY COMMISSIONERS OF OKLA. v. NAT'L AMERICAN INSURANCE CO.Discussed
 2006 OK CIV APP 80, 138 P.3d 567, HALE v. A.G. INSURANCE COMPANYCited
 1979 OK CIV APP 49, 603 P.2d 356, PHOENIX FED. SAV. AND LOAN v. GREAT SOUTHWEST FIRE INS. CO.Discussed
 2020 OK CIV APP 62, 479 P.3d 1013, LINN v. OKLAHOMA FARM BUREAU MUTUAL INSURANCE CO.Discussed at Length
 2021 OK CIV APP 50, 502 P.3d 1121, FOLSOM v. CENTURY LIFE ASSURANCE CO.Cited
 2024 OK CIV APP 11, 546 P.3d 899, NORTH STAR MUTUAL INSURANCE CO. v. ZIELNYDiscussed at Length
 2000 OK CIV APP 97, 11 P.3d 1265, 71 OBJ 2395, SHOEMAKER et al v. FIRST NAT. BANK & TRUSTCited
 1982 OK CIV APP 26, 648 P.2d 1280, Carlton v. CarltonCited
 1982 OK CIV APP 36, 649 P.2d 809, Pate v. MFA Mut. Ins. Co.Cited
 1983 OK CIV APP 43, 666 P.2d 1313, Pierce v. Western Cas. & Sur. Co.Discussed at Length
Oklahoma Supreme Court Cases
 CiteNameLevel
 1991 OK 95, 818 P.2d 475, 62 OBJ 2882, Robert L. Wheeler, Inc. v. ScottCited
 1992 OK 43, 841 P.2d 568, 63 OBJ 961, McCoy v. Oklahoma Farm Bureau Mut. Ins. Co.Cited
 1993 OK 69, 862 P.2d 68, 64 OBJ 1558, Ballinger v. Security Connecticut Life Ins. Co.Discussed
 1993 OK 143, 863 P.2d 1222, 64 OBJ 3363, Natkin & Co. v. Midwesco, Inc.Discussed at Length
 1994 OK 4, 867 P.2d 468, 65 OBJ 292, Gentry v. American Motorist Ins. Co.Discussed
 1994 OK 47, 874 P.2d 806, 65 OBJ 1631, Taylor v. Chubb Group of Insurance CompaniesDiscussed at Length
 2003 OK 66, 73 P.3d 865, SPEARS v. SHELTER MUTUAL INSURANCE COMPANYDiscussed
 2004 OK 25, 94 P.3d 25, BARNES v. OKLA. FARM BUREAU MUTUAL INSURANCE CO.Discussed at Length
 1996 OK 86, 925 P.2d 20, 67 OBJ 2338, Brashier v. Farmers Insurance Co., Inc.,Discussed at Length
 2013 OK 6, 302 P.3d 1164, CITY OF CHOCTAW v. OKLAHOMA MUNICIPAL ASSURANCE GROUPCited
 1978 OK 118, 584 P.2d 222, WABAUNSEE v. ARMSTRONGDiscussed
 1980 OK 120, 615 P.2d 291, Oliver's Sports Center, Inc. v. National Standard Ins. Co.Discussed at Length
 2018 OK 11, 419 P.3d 215, JP ENERGY MARKETING, LLC v. COMMERCE AND INDUSTRY INSUR. CO.Discussed
 2020 OK 28, 473 P.3d 22, HAMILTON v. NORTHFIELD INSURANCE CO.Discussed at Length
 1981 OK 61, 629 P.2d 1258, Qualls v. Farmers Ins. Co., Inc.Discussed at Length
 1981 OK 128, 637 P.2d 583, McCorkle v. Great Atlantic Ins. Co.Discussed
 1982 OK 136, 654 P.2d 618, Shinault v. Mid-Century Ins. Co.Discussed at Length
 2025 OK 5, 566 P.3d 577, ROWAN v. STATE FARM FIRE & CASUALTY CO.Cited
 2026 OK 56, GENERAL STAR INDEMNITY CO. v. HUDSON INSURANCE CO.Discussed at Length
 1999 OK 44, 981 P.2d 1253, 70 OBJ 1664, Taylor v. State Farm Fire and Casualty Co.Discussed at Length
 1983 OK 100, 681 P.2d 67, Lewis v. Farmers Ins. Co., Inc.Cited
 1984 OK 25, 681 P.2d 760, Manis v. Hartford Fire Ins. Co.Cited
Citationizer: Table of Authority
Cite Name Level
None Found.